If you have Medicare insurance then you should know that you must have a couple of options for supplemental coverage. If you do not have insurance to supplement Medicare then you will have to pay the costs out of your own pocket in case you need any medical care. If you decide to purchase insurance to supplement Medicare it will really prove useful when you have to pay the deductibles and the coinsurance costs, which the original Medicare policy does not cover. You can buy an insurance to supplement Medicare either from a former employer or union or directly from an insurance company.
An available option implies that you are a Medicare customer that wants to buy an insurance to supplement Medicare and all you need to do is to decide which offer best suits you. Medicare has 12 packages to offer in all states with some exceptions in Massachusetts, Minnesota and Wisconsin. The standard plans are labeled A to L, the A plan being the less expensive but it also has the fewest things to offer. The most expensive plans are H, J and I but they include a lot of coverage including some prescription drug coverage. At the present time Medicare does not offer prescription drug coverage but if you are already enrolled in the program you can remain in it.
The newest insurance to supplement Medicare plans are K and L and they have very high deductibles but are meant to cover catastrophic events. These plans are especially designed so that they will give you all the protection you need in case you are very sick and they include less coverage of your initial expenses.