According to the BBC, more than half of Britons have not made a will. The proportions are similar in the US and Canada. The fact of the matter that actually making a will is simple and its cheap. So why do people not do it?
Making a will means dealing with some difficult issues. The reality is that as soon as we start thinking about wills we have to think about our own death. And that is uncomfortable. The net result is that we put off something that we know we have to do. And for many of us - we leave it until it is too late.
Even though wills are easy to do, they are still hard. It has never been easier to draw up a will. There are literally countless sites on the Internet that will let you draw up a will, but although they are cheap, they may not be very effective. A will is a legal document and is subject to a very complex body of law. Therefore even though a 'cheap' generic will may work technically, it may well not incorporate techniques that could reduce tax or simplify matters for your survivors after you die.
Even if you get professional advice its not so simple. When a lawyer draws up a will, his objective is to make sure that the wishes of his client are clear and unambiguous. He has to ensure that the will cannot be challenged and that it is as efficient as possible in terms of distributing the deceased's assets. And that means that there is no room for emotion.
Dying is an emotional business.There can hardly be a person on the planet who has not shed a tear when they have heard of the death of a loved one. There were things left unsaid, secrets that still had to be told, Ends to tie off. The pain of death is the wrench of separation. The knowledge that there is no going back.
Many of us want to say what we feel, but would find it awkward. We know that our children want us to tell them how much we love them. But usually we don't say it, and if we do it is hurried and formulaic. We know that sometimes we hurt someone with hard words or actions but never found time to apologize. We know that we want to leave a gift for a special friend but can't bring ourselves to explain why it means so much. And the problem is that even if we could use a will for these things, its not the right place or the right medium to express these important, but very personal messages.
The development of Internet video technology has made it all easier. Now that video has become so commonplace there is a simple solution to these very fraught issues. you can now create a secure and very personal message for your loved ones. Video messages can never replace a will, but are used alongside to allow your to record intimate, private messages to those that will need to hear them. Unlike sites like YouTube, legacy video sites are secure and are supported by clever systems to ensure that when the time is right the message will be passed along in a timely sensitive and thoughtful manner.
Although making a will is cheap and easy, most people don't do it because it means that they have to confront their own mortality. New sites have been created that help people to deal with this difficult topic and make sure that the really important things that have to be said will be heard by those that really need to hear them.
You can make your own legacy video at SilverChord which allows users to create and store secure, low cost,messages. The site includes everything needed to get started including how and where to buy the equipment and useful tips for creating and uploading your own very personal legacy video.