Finding insurance on a vehicle that you want to borrow over a short period of time can be a frustrating and complex process. If you want to include a new driver on your policy you can find yourself wasting a great deal of time talking with your existing policy provider to include a new driver and it can end up putting your no claims bonus in the hands of the person that borrows your vehicle.
Fortunately there is a way to avoid the risk and get car insurance over a short term. This can mean that you can get a policy for a short period of time that is completely independent of your existing deal. Short term Car insurance can be used in a vast variety of different situations and it can be the solution to many vehicle problems.
Some of the major uses of short term car insurance include borrowing a car to go on holiday, borrow a car to drive someone that is unwell to and from the hospital or to borrow a vehicle to transport furniture or move house.
The majority of the short term car insurance deals can be sourced through the internet which means that they can be arranged quickly and the major benefit of this is that you can print off a policy document immediately and have possession of your policy right away. This can give you great peace of mind especially if you are lending a vehicle to a friend or borrowing from someone and are anxious about having an accident.
Short term car insurance deals generally refer to those that last between 1 and 28 days. These types of deals can be arranged for any types of vehicle and are often used for borrowing a van for moving home and also for students that return home from university for the vacation and wan to use the family car.
It is also a very popular method of getting insurance cover for driving a car on a test drive or for driving a newly purchased vehicle. It is a great help to people that need to use a car quickly and have a friend or relative that is generous enough to lend one. It also comes in useful for businesses that need to use a car for a trip to a meeting.
There are a vast number of providers that offer this service in the UK and many of these providers offer similar deals to one another. It is important that you find a provider that you trust and carefully scrutinise the policy agreement before you go ahead and purchase a short term policy.
These policies are generally arranged on a fully comprehensive basis so that you can be sure that whatever damage occurs in the event of an accident the costs will be covered. This can provide you with great peace of mind and it can be reassuring especially if you are lending your vehicle to your bratty son!
This type of coverage can be a great option for people that want to take a car out for a test drive. It can be arranged for a single day and the cost of this will be substantially less than being tied into a long term cover agreement. It also makes it easy to arrange as you do not have to go through the complex process of changing an existing policy.
Many of the providers of short term car insurance also have a range of options that include breakdown cover. This means that you can cover the vehicle for any eventuality. Essential if you want to avoid any embarrassing problems that might cause an argument with the person you have lent the car to or the person you are borrowing the car from.
Shaun Parker has been at the forefront of the Short Term Car Insurance industry for the last 10 years.