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Prepaid Funeral Plans – Top 5 Questions to Ask Before You Make a Decision

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By : Prabhat Shukla    99 or more times read
Submitted 2018-08-29 09:46:15
Once you make the decision to plan your funeral, or memorial service in advance, you must know the questions you should ask. Undoubtedly, Pre-Paid Funeral Plans can save you and your loved ones time and money in the long run. While it may be difficult to face your own mortality and make plans for your own funeral, it is an eventuality and when you take the time to make arrangements before you pass away, you can actually help your family in their moment of grief and provide them the much needed support at the time when you're not with them anymore.

How much experience they have?

When you are investing money in a prepaid funeral, you have the right to feel secure that the funeral home that you make arrangements with will stay in business for as long as you live. You should ask the funeral home if it has a contingency plan if it does go out of business.

Is your investment is safe?

Make certain that the money you pay toward your prepaid funeral is deposited in a trust that's backed by a reputable financial institution. The money cannot be touched until you pass away and has been set aside explicitly for use at your funeral.

How do you guarantee your services?

It may seem silly to ask your funeral home to provide you with guarantees of their services, but there are no federal laws that govern funeral planning. By asking your funeral director to provide guarantees, you are being proactive in ensuring that your wishes are carried out upon your death.

Do I get refund, if I change my mind?

This is important as many funeral homes do not offer a refund on prepaid funerals if you decide that you want to go a different direction. Before you invest any money in your funeral, check to see what the refund policy is, if one even exists at all.

What's the policy if I relocate?

Though many funeral homes are interconnected across state lines, there are still few providers that cater the services within a particular geographic area. If you are selecting such type of funeral provider, make sure they have a plan in place if you decide to move to a new state. You don't want to lose the money you've already invested in your prepaid funeral simply because your funeral home has no other alternative to their funeral home.
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